Again, this is entirely the fault of the client, so with such a claim in court you can not even walk, he'll stand on the side of the Bank.
It is not surprising that modern abundance of goods and services directly presses on the brain of those who lived in the Soviet Union, forcing them to commit and make a purchase. If the potential borrower has decided to purchase a vacation property in this way, a potential borrower is to start looking not financial institutions, and reputable construction company that is willing to provide such services. As a rule, in the office of the institution to a potential borrower will provide the phone number of the financial institution partner, which he will be able to get a wide range of information about conditions of granting of the loan, interest rate and other important aspects. Because of problems with re-registration of mortgage, you will need to obtain the consent of the Bank, your Bank is unlikely to agree to repay such a large loan on your own risk, not having the right collateral. Actually the problem is only in that the borrower did not pay attention on such an important point or didn't understand it. According to financial analysts, the borrower will have more chances of getting a mortgage loan for the purchase of suburban real estate, in that case, if he is made as the collateral in its main housing in the city. As a rule, in the office of the institution to a potential borrower will provide the phone number of the financial institution partner, which he will be able to get a wide range of information about conditions of granting of the loan, interest rate and other important aspects. The Bank, in which you arrange a loan initially, you will not be able to prevent it, so as to extinguish the credit ahead of schedule is not prohibited. In any case, until he attains the age of majority.
However, in fairness it should be noted the fact that people are having and older age, are not always able to boast of prudence.
It is obvious that the refusal of the inheritance in favor of third parties to transferred liabilities and the payment of the loan. By the way, to abandon a legacy in someone's favor can be in the case where the heir has accepted the inheritance. However, in any case, the loan inherited, become a headache not the heir, and his guardians. However, all the above factors are not so easy, so many mortgage borrowers also fall into the group of those who struck creditomania. Moreover, you can cancel the contract before receiving the money. When it comes to the apartment bought on a mortgage, the heirs to repay the loan jointly, in proportion to the share they received. However, in any case, the loan inherited, become a headache not the heir, and his guardians. In the most positive of intentions they are trying to buy on credit, the maximum available for housing, choosing a more prestigious area. Financial institutions, in turn, try not to spoil its clients with mood like little things and hold back fees.
Such is the irony.
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